228 loan - An Overview
228 loan - An Overview
Blog Article
The Board assessments the impression and responsiveness of your financial institution's Local community advancement loans and Local community development investments that reward or provide a State, as presented in § 228.fifteen.
228 loan is not to blame for any from the terms offered for you. Fees, fees, and phrases are immediately decided on because of the lender.
Catastrophe preparedness and climate resiliency things to do aid individuals and communities to get ready for, adapt to, and face up to all-natural disasters or climate-connected hazards or disasters. Catastrophe preparedness and temperature resiliency activities advantage or provide specific census tracts and:
The Board publishes on its community Web site, not less than thirty days ahead of time of the start of every calendar quarter, an index of financial institutions scheduled for CRA examinations for another two quarters.
(A) The Board considers the electronic shipping techniques together with other shipping techniques of the following banking companies:
하지만, 때로는 너무나 익숙한 나머지 네이버에 접근하는 방법조차 잊어버릴 때가 있습니다. "아, 네이버 어떻게 들어가지?" "네이버 앱, 어디서 받지?" 이런 흔한
(6) A financial institution's closed-finish residence house loan lending, tiny organization lending, modest farm lending, or vehicle lending in distressed or underserved nonmetropolitan middle-revenue census tracts in which a bank's nonmetropolitan facility-based evaluation spot or nonmetropolitan retail lending assessment area includes hardly any or no lower- and moderate-money census tracts; and
Revitalization or stabilization comprises pursuits that assistance revitalization or stabilization of focused census tracts, together with adaptive reuse of vacant or blighted buildings, brownfield redevelopment, assist of the approach for a company improvement district or principal Road software, or almost every other activity that supports revitalization or stabilization, and that:
In assigning Retail Lending Examination conclusions for the State pursuant to § 228.22(h), the Board does not look at a bank's things to do to get in the Condition if Those people activities happen inside of a retail lending assessment spot consisting of counties in multiple Point out.
(seven) Data indicating that the credit score needs of the ability-based evaluation area or retail lending evaluation location aren't becoming fulfilled by lenders during the aggregate, these kinds of which the related benchmarks tend not to sufficiently replicate community credit score desires.
The Board evaluates a bank's distant service facility availability inside a facility-based evaluation space according to the subsequent:
The Board evaluates The supply and use of a lender's deposit items conscious of the demands of low- and reasonable-money men and women, families, or households as follows:
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
(three) The lender may well not declare Neighborhood advancement loans or Neighborhood development investments accounting for more than its share share (based upon the level of its get more info participation or expenditure) of the total loans or investments produced by the consortium or 3rd party.